Swastik Laghubitta Bittiya Sanstha Limited has announced its Initial Public Offering (IPO) for the general public, providing an opportunity for investors to participate in a new share issue in Nepal. This IPO is managed by NABIL Investment Banking Limited and aims to attract small and medium investors across the country. This article provides a detailed, human-friendly guide to the IPO, including dates, share details, application process, advantages, risks, and FAQs.
Overview of Swastik Laghubitta Bittiya Sanstha Limited IPO
The Swastik Laghubitta IPO is designed for general public investors who want to hold shares in a growing microfinance institution. This IPO offers ordinary shares at a fixed price, with a defined minimum and maximum subscription limit to make the process transparent and fair. The offering is open for a limited period, giving investors a short window to apply.
Swastik Laghubitta IPO Details at a Glance
| Detail | Information |
|---|---|
| IPO Name | Swastik Laghubitta Bittiya Sanstha Limited – For General Public (SWASTIK) |
| Issue Type | IPO |
| Share Type | Ordinary Shares |
| Issue Manager | NABIL Investment Banking Limited |
| Issue Open Date | 2025-08-15 10:00 AM |
| Issue Close Date | 2025-08-19 5:00 PM |
| Total Shares Issued | 195,195 |
| Price per Share | NPR 100 |
| Minimum Quantity | 10 shares |
| Maximum Quantity | 5,000 shares |
| Divisible Quantity | 10 shares |
| Prospectus | Available through NABIL and MeroShare |
| Remarks | IPO for general public |
Understanding the Swastik Laghubitta IPO Scheme
Swastik Laghubitta is issuing ordinary shares to raise capital from the general public. Ordinary shares entitle investors to voting rights and dividends based on the company’s performance. The IPO is structured with a minimum subscription of 10 shares and a maximum of 5,000 shares per investor, making it accessible for small investors while preventing over-concentration.
Advantages of Investing in Swastik Laghubitta IPO
Investing in the Swastik Laghubitta IPO comes with several potential benefits:
- Ownership in a growing financial institution: Ordinary shareholders have voting rights and may receive dividends.
- Affordable entry price: The shares are priced at NPR 100, making it accessible for retail investors.
- Transparent allocation: Minimum and maximum subscription limits ensure a fair opportunity for all investors.
- Participation in Nepal’s microfinance growth: Swastik Laghubitta focuses on financial inclusion, a sector with steady growth potential.
Risks/Cons of Swastik Laghubitta IPO
While the IPO provides opportunities, investors should be aware of potential risks:
- Market risk: Share prices may fluctuate after listing based on market demand.
- Dividend uncertainty: Dividends are not guaranteed and depend on the company’s financial performance.
- Liquidity risk: Microfinance shares may have lower trading volumes initially, making it harder to sell quickly.
- Regulatory and operational risk: Microfinance operations are subject to Nepal Rastra Bank regulations and economic factors affecting borrowers.
Step-by-Step Guide to Apply for Swastik Laghubitta IPO
Investors can apply for the Swastik Laghubitta IPO through the MeroShare platform or designated banks. Here’s a simple step-by-step guide:
- Open a MeroShare account (if not already registered).
- Link your bank account to MeroShare for easy payment processing.
- Login to MeroShare during the IPO window: 2025-08-15 10:00 AM to 2025-08-19 5:00 PM.
- Select Swastik Laghubitta IPO under available public offerings.
- Choose the number of shares to apply (minimum 10 shares, maximum 5,000 shares).
- Submit your application and ensure sufficient funds in your bank account.
- Confirm application submission and download the acknowledgment for reference.
Minimum and Maximum Shares
- Minimum quantity: 10 shares
- Maximum quantity: 5,000 shares
- Divisible quantity: 10 shares
This structure ensures investors can participate according to their financial capacity and keeps allocation fair.
नेपाली सारांश: नयाँ IPO अपडेट – Swastik Laghubitta
Swastik Laghubitta Bittiya Sanstha Limited ले सामान्य जनता लागि IPO खोल्दैछ।
- IPO खुल्ने मिति: 2025-08-15 10:00 AM
- IPO बन्द हुने मिति: 2025-08-19 5:00 PM
- शेयर मूल्य: NPR 100 प्रति शेयर
- न्यूनतम शेयर: 10
- अधिकतम शेयर: 5,000
- कुल शेयर: 195,195
- आवेदन माध्यम: MeroShare वा बैंक
यस IPO मार्फत नयाँ शेयर आवेदन गर्न सकिन्छ र सामान्य जनता पनि Swastik Laghubitta मा लगानी गर्न सक्छन्।
Frequently Asked Questions (FAQs)
1. Who can apply for Swastik Laghubitta IPO?
Any Nepali citizen with a MeroShare account or access to designated banks can apply.
2. What is the minimum investment in Swastik Laghubitta IPO?
The minimum investment is 10 shares at NPR 100 per share, totaling NPR 1,000.
3. Can foreign investors apply?
No, this IPO is only open to general public within Nepal.
4. How will the shares be allocated?
Shares are allocated based on the number of applications received, adhering to minimum and maximum limits.
5. What are the key risks of investing?
Market price fluctuations, uncertain dividends, and operational risks are the main considerations.
6. Where can I check the IPO status?
You can check through MeroShare or the issuing bank, NABIL Investment Banking Limited.
7. Can I apply for more than 5,000 shares?
No, the maximum quantity per investor is 5,000 shares.
Conclusion: Is Swastik Laghubitta IPO Worth Considering?
The Swastik Laghubitta Bittiya Sanstha Limited IPO provides an opportunity for the general public to invest in Nepal’s growing microfinance sector. With affordable pricing, transparent application procedures, and ownership benefits, it can be attractive for retail investors. However, potential investors should carefully weigh market, liquidity, and operational risks before applying.
Disclaimer
This article is informational and educational in nature. It is not a financial recommendation. Investors should conduct their own research and consult financial advisors before investing in Swastik Laghubitta IPO or any other securities.